Outright Accident & Life Insurance

Every active All Global Access member is automatically covered. No claims hoops. No extra premiums. Real protection — included with your membership.

What's Covered

Your protection at a glance

💀 Accidental Death

Lump-sum benefit paid directly to your designated beneficiary in the event of a covered accidental death.

🦽 Total & Permanent Disability

Coverage activates if a covered accident results in total and permanent disability — paid to the member.

🏥 Medical Reimbursement

Reimbursement for accident-related medical expenses up to your plan's coverage limit.

⚱️ Burial Assistance

Burial/funeral assistance benefit paid to the family or designated beneficiary.

👨‍👩‍👧 Family Add-Ons

Optional add-on coverage available for immediate family members at preferred rates.

🌍 24/7 Worldwide

Coverage applies 24 hours a day, anywhere in the world — at work, at home, or while traveling.

How to File a Claim

Simple, member-first claims process

1. Notify AGA

Email claims@allglobalaccess.com or message us in the Help Center within 30 days of the incident.

2. Submit Documents

Provide a police/medical report, proof of identity, and the AGA claim form (we'll send it). Beneficiary documents if applicable.

3. Review

Our partner insurer reviews and acknowledges receipt within 5 business days.

4. Payout

Approved benefits are paid directly to the member or beneficiary's preferred bank/e-wallet.

Frequently Asked Questions

Who is eligible?

Any AGA member with an active subscription. Coverage activates as soon as your membership is paid and remains in force throughout your subscription term.

What happens if my membership lapses?

Coverage pauses while the membership is inactive and automatically resumes when you renew.

Can I name my own beneficiary?

Yes — you can update your designated beneficiary anytime from your Member Profile.

Is this real insurance?

Yes. Coverage is underwritten by AGA's licensed insurance partner. Full policy terms are available on request from insurance@allglobalaccess.com.

Questions about your coverage?

Our member services team is here to help

Email insurance@allglobalaccess.com or open a ticket from the Help Center. We respond within 24 hours.